I am an in network provider for the following insurance plans:
Anthem - **Blue Connection HMO ONLY**
First Health (including Coventry)
HealthSmart (including AHPO, Emerald, and Interplan)
Medical Mutual of Ohio
Ohio Health Choice
Zelis Healthcare (formerly Stratose, includes Ohio Preferred Network)
**If I am not in network with your insurance, you can ask them if you have any Out of Network benefits that can be used to help pay for services.
For those choosing to use insurance, it is important that you contact your insurance company in order to fully understand your mental health benefits and coverage. With regard to psychological assessment/testing, insurance plans may differ with regard to what they will cover. For example, testing for learning disabilities, giftedness, and autism spectrum disorder may not be covered and may require out-of-pocket costs to you (see Fees below). Additionally, if insurance coverage is denied, you will be responsible for the full service fee, as allowable by the contract Dr. Spader has with the insurance company. Please also be aware of your current remaining deductible as well as any copays/coinsurance you may owe as these payments will be due at the time of service. For questions to ask your insurance carrier when determining coverage for psychological testing, please use the Testing Authorization Checklist (click here). It is important to understand that quotes obtained from insurance companies, either by yourself or Dr. Spader and/or her billing manager, are not a guarantee of coverage/payment. Please be aware that Dr. Spader will need to submit a diagnosis to insurance in order to obtain coverage for your services. Also, when using insurance benefits, the insurance company has the right to view your medical records when they choose to do so. testing_authorization_checklist.docx
If you prefer to not use insurance benefits, payment of fees will be due at the time of service (see Fees below).
Payment for fees, copays/coinsurance, and/or deductibles are accepted in the form of cash, checks, and debit/credit cards (including Health Savings Account or Flexible Spending Account cards).
Fees for Services
If you prefer not to use insurance benefits, fees are as follows:
Initial Visit/Diagnostic Intake $220
Each hour of Diagnostic/Psychological Testing services $150
**Please be aware that these services include time spent administering the tests as well as the additional time required for scoring, analyzing, and interpreting the results and writing the Psychological Assessment Results report.
Session of Therapy/Intervention (16-37 minutes) $105
Session of Therapy/Intervention (38-52 minutes) $145
Session of Therapy/Intervention (53+ minutes) $185
**Feedback sessions for Psychological Testing are billed through insurance as Therapy/Intervention and often require 53+ minutes.